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       NancyMcGuire's posts and comments across Aidpage (61)

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      Smiles For Less is Back

      Posted in NancyMcGuire on Jul 1, 2009

      Hi everybody:  It has been awhile since I've been on here. The business took off like crazy and I've been helping people get their teeth fixed.  To anyone on here who left me a message and I didn't answer you have my deepest apologies.  A lot of you have contacted me directly and have met me while having your dental done.  We are booked solid until the end of August, but the reason I have time is that some of you didn't listen and get your passports.  But that is okay because it gives me a bit of a breather even though we have people coming down constantly now. 

      We do have great news for those of you looking for work.  We are putting together a plan to mass hire very soon.  We will be having a computer seminar to explain all of this.  The date is TBA still but to get a feel for how many will be attending by computer please e-mail me with the SUBJECT "HIRE ME SMILES" and we will notify you back by e-mail of the dates for the seminar.  You will not have to pay for anything to attend or to get started should you choose to try this new career.  You will be going to business's and signing people up after you've passed our training course for free. 

      Another reason I have been so busy is we can't have you all signing people up without having both ends ready.  So I have been spending every day in Mexico, visiting labs, and adding more dentists to our list.  We've side tracked a little to stem cell research that is going on there and plan to grow the company in that direction in the very near future as well.  I've personally had the procedure and all I can say is I felt like I was 10 years old again!  Very exciting for people with Fibromyalgia. 

      I have missed you all and wish I could spend a lot more time on here, but my calling is to continue what I am doing because I know that is where God needs me.  My prayers, thoughts, and concerns for all of you are not far from my heart.  You can still contact me at Smiles@SmilesForLess.com and or call 850-225-6516.  I am hard to reach as I do not get reception in Mexico for right now. 

      Remember to ask God to help you and I will be praying for all of you.  Sincerly, Nancy McGuire

      Comment on: About i give up

      Posted in i give up on Oct 6, 2008

      Dear I Give Up:

      Smiles For Less is not a scam.  I started this company because just like your story I needed plenty of dental work myself for years and suffered in pain.  If I had known then what I know now I would have gotten my teeth fixed years and years ago.  We can get you the lumineers smile for around $1,500.00 compared to the $15,000.00 most dentists charge.  The cost for root canals and crowns is the lowest you can find.  We don't do this for free, but I hope I am helping people be able to get their teeth fixed at affordable prices. The Dentists are great and we took great time and effort finding them.  We actually go with you to the appointments and make sure you are happy with the results.  In fact we help you every step of the way from making the decision, to finding the money, to walking away with a beautiful healthy smile. 

      When I think back on all the years as a single mother I told my children "Mommy can't" "Mommy is hurting" If I only knew the $19,000.00 to $23,000.00 my local Dentists said it would take to fix my teeth would have cost me less than $2,000.00 I would have gotten my dental a long ago and saved myself all the suffering and had done more things with my children. 

      The fact that Dentists will turn people away in pain and only care about competative prices of other Dentists is why I started this.  And the fact that dentists would rather give you a pain killer you can get addicted to rather than fix the problem.  And the fact that dental problems untreated can lead to more serious medical problems and even death left untreated.  And there had to be a better way. And I found that way.  Of course Free Dental would be the perfect solution, the next best thing, which is what we do, if affordable Dental. 

      Smiles For Less is concerned with the many Americans that can not afford dental and we do what we can to help them.  We've made this our full time jobs and we do go the extra mile to help anyone that wants our help.  We hope that so many people use us or companies like ours that it forces American Dentists to lower their prices.  Until then we will be the solution. Sincerely, Nancy McGuire 

      MEXICAN DENTAL

      Posted in Discussing "Dental care" on Oct 4, 2008

      After years of research and experience on this subject I would like to share my opinion.  I have a company  WWW.SMILESFORLESS.COM  we help people find affordable dental.  American and Mexican Dentists, but the phrase affordable dentist, cheap dentist, free dental doesn't seem to apply in America anymore.  The only dentists I have found to be affordable are my friends the Mexican Dentist. 

      Mexico and America are very different in thier cultures.  And when it comes to dental and health care Mexico has us beat.  Maybe not in technology, but in providing for the needs people have whether they are Mexican or American.  Mexico continues to help those that come to them for help.  They will not send you away with a prescription for pain killers until you can afford thier services.  They will instead offer you every solution available to them to resolve your problem until they find one for you.  Some may consider Mexico a third world country because thier homes are not fancy, and the cars they drive are ugly, and maybe they don't focus on brand name clothing.  But you also won't find 20 parking spots for handicapped people in front of every store.  In general Mexican's are healthier than American's because health and happiness are on the top of thier priority list. 

      Americans are materialistic and appear to be wealthy because of our beautiful homes, cars, clothes.  But if you were to strip away the pretty houses, cars, and clothes and take a good look you will be amazed how many Americans are toothless,  handicapped, or dealing with a condition they can not afford to get fixed; and live on addictive pain killers instead.  In Mexico, if you have ever been there, you can find pharmacies on every corner where you can purchase pain killers very inexpensively. Why can Mexico allow pain killers to be readily available without a presciption and not have the worlds biggest drug addiction problem? Because Mexicans don't have a need for the pain killers they take care of thier health problems instead of masking them with drugs. 

      Is it possible Americans have thier priorities mixed up a little?  Why would anyone prefer a Dentist that charges ten times more? Charges you $140.00 for a consultation and sends you away with a prescription for an addictive pain killer? Are we using the pain killler to prevent us from going into shock at the estimate of $19,000.00 or $30,000.00, or to keep us from being depressed that we will never be able to come up with the money or get rid of the pain?  Most dental work is skill and labor, the materials do not cost that much at all.  In fact the research for my company started with the question of "why do we have to wait for a porcelain crown" and "where are you getting it from?"  The answer was Mexico.  The part you may not know is the American Dentist will make you wait 2-3 weeks for the crown to be mailed to his office from Mexico.  He bought the crown for $175.00 to $200.00 and turns around and sells it to you for $1,300.00.  And for the $1,100.00 profit he insist on making for just one crown he will turn you away with a pain killer and sometimes an infection that could kill you.  WHY WOULD YOU TRUST A DENTIST WITH THOSE VALUES AND MORALS???

      Same crown made in Mexico will only cost you $200.00 to $350.00 any where in the Country by a Mexican Dentist.  Are the expensive pictures on the American Dentist walls at his office worth the difference in dental care costs.  Mexican dentists offices are usually not decorated at all.  They do not hoard supplies and they want to try and fix all your dental problems immediately when you see them.  They do not drag out your care for weeks and years.  They do a complete job and get you back in a healthy state immediately.  American Dentists drag out the dental care for the same job to get done; only to give you more time to figure out how to pay them ten times more than the Mexican Dentist.  Does it make sense to take care of all your dental problems sooner or spread them out over a year or two seeing the dentist every two weeks?  Which Dentist do you think is right? And which Dentist do you think cares about you or themselves?

      Dentist do not take an oath to do no harm like Medical Doctors do.  Do you think waiting a year or two on pain killers and anti-biotics till you can afford to pay a Dentist is reasonable, or have we just become accustomed to doing that?  Do you know someone that has a nice car and needs dental work he/she can't afford? Has a nice home but needs dental work he/she can't afford? Goes to the movies, buys the DVD, but needs dental work they can't afford?  It all comes down to priorities. Do you think that any of your dental needs can be associated to your medical problems? How about Fibromialgia - taking pain pills and tired all the time? Been on so many antibiotics you can't stand to be touched? Do you have silver filings that are giving you mercury poisoning, and possibly causing you not to feel well all the time? But since we can't afford the dental it couldn't be THAT!!!

      I can tell you I had all the signs of this Fibromialgia and when I finally went to Mexico and got all my dental problems taken care of the symptoms disappeared.  No more headaches either.  Getting your teeth all fixed will make you feel 20 years younger.  Your self esteem comes back and you want to share your story with the world; so you start a business like mine...OK thats what I did.

      When I think back on the years as a single mother I was in constant pain.  I had to work, but when the kids wanted to do anything at all the common answer was: Mommy doesn't feel good, mommy is in pain, mommy cant.  I feel robbed by American Dentists for taking away years of fun healthy quality time I could have spent with my kids; and now it is to late.  Kinda like the Cats in The Cradle Song.  I didn't know about Mexican Dentists then. When I finally went all the work the dentist kept telling me would cost over $19,000.00 only ended up costing me $2,000.00  I got my teeth all fixed, but I couldn't take back the years of pain and suffering.

      So who is right Mexican Dentists who do their job because they love it and want to help people but don't have fancy offices? Or American Dentists that have taken the stance that sooner or later you will find the money and they are not doing the work until then; even if you die from an infection or get addicted to the pain killers they prescribed?  This should be a no brainer.....just get to the dentist that will do the job the quickest.  That is the dentist that cares.  Sooner or later when the American Dentist sees we will not put our trust in someone that cares more about money than people in need they will have no choice but re-evalute why they chose Dentistry - to become wealthy or to help people? Going into dentistry I would suppose your thoughts were you wanted to learn a skill to help people with dental problems.  When did that turn into helping only those with good finances? 

      American Dentist would argue the high cost is due to the Insurance premiums they have to pay for negligent work and law suits.  I say hog wash, you should be sued for all the pain and suffering you turned your back on.  All the people you turned into drug addicts, and the ones that didn't survive and took thier own lives because of the pain, and/or died from infection that no one attributed back to your neglect of care.  Dental needs is a necessity in life.  Cosmetic dentistry is a luxury.  Please whether you are a Mexican or American Dentist don't lose site of the reason you obtained your skill to help.  Help first those that need, then those that can afford.  Set your priorities straight.

      And as for people that have dental needs.  It is important, more important than the DVD you are about to buy.  Dental care is obtainable and you don't have the excuse I'll never be able to afford it so might as well try and take my mind off the pain.  If you read this post you now know you can get all your teeth fixed and get back to a healthier condition which will have you enjoying life again.  Most dental restorations are under $3,000.00, some $2,000.00 and some might be slightly higher.  I'll be glad to give you an estimate anytime call 850-225-6516 or e-mail me at Smiles@Smilesforless.com or go to my web site WWW.SMILESFORLESS.COM .

      I am an American, and guilty of being materialistic at times.  But I hope this makes you think about your priorities.  I will refer people to American dentists if they have affordable costs.  If you are an American Dentist and you want to help people more than you care about money; please contact me so I can refer you.  This world is filled with people in need - that have been turned away and left hopeless by Greedy Dentists that have practically ruined thier lives.  We need good Dentists. Dental problems can lead to medical problems.  The difference between Dental and Medical and why the two are not considered the same is: All dental problems can be resolved, not all medical problems can.  Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Oct 3, 2008

       in response to Annie21...   

      Dear Annie21:

      You could try www.CareCredit.Com if you have good credit you might be able to manage a payment plan with them.  You do have to go to their preferred Dentists. Just be very careful that you read all the fine print because if you are late with a payment the interest skyrocket's.  I am just suggesting this because you said you have no money.

      The second suggestion I have is you could earn money from www.smilesforless.com   referring all your college buddies and have the money in no time to get your own teeth fixed.  If you contact me at Smiles@Smilesforless.com I can send you the Referral Rules and you can get started right away.  Don't forget a telphone number so I can explain it all to you as well.  If you use our services the dental cost would only be $180.00 for the extraction and the filling.  There is a SFL fee and travel expense that would be added to that but you could arrange to get this work done on a weekend.  I hope I helped. Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 30, 2008

       in response to STACYANN...   

      This looks like a great Web Site that could help a lot of you that have been calling me for dental help.  www.givebackasmile.com if they can not help you I will still do my best www.smilesforless.com I am so happy that there are places that are bigger and better than me that can help and will help.  Thank you for whoever posted this I'm going to keep repeating it for eveyone.  If I can't help you they can and if they can't help you I won't give up if you don't.  Sincerley, Nancy McGuire

      Comment on: Aidpage group discussing "cash grants"...

      Posted in Discussing "cash grants" on Sep 29, 2008

       in response to PICIANP...   

      Dear Picianp:

      You can work for us doing referrals.  It is not hard, you don't need to invest any money, and you don't have to sell anything---just get them interested get their name, e-mail, and telphone numbers, we do the rest and you earn $50.00 every one that uses us.  For more info contact me at Smiles@Smilesforless.com and I will call you if you leave a number if not I'll e-mail you the info.  You can do this by computer or phone or both or in person.  I hope I helped.  PLEASE don't do anything you'll regret.  We all love you here on Aid Page and you are now in everyone's prayers I'm sure.  Keep the Faith and God will answer your prayers.  Sincerely, Nancy McGuire

      Comment on: DEAR LORD

      Posted in How are you today? on Sep 29, 2008

      Beautiful prayer Kcscha I hope every one reads it and believes.  Sincerely, Nancy McGuire

      Comment on: Dentures and free dental

      Posted in Discussing "dentures" on Sep 29, 2008

       in response to faithful3...   

      Dear faithful3:

      I e-mailed you directly some information.  I do help people try and get the money by contacting your local Church's and asking their Outreach Programs if they would loan you the money.  And you can work the Referral Program to earn money to help with the expense.  If your teeth are worth saving that is less expensive in the long run.  If they can't be saved or you insist on dentures we will do that too.  From where you live it would cost $1,466.00 plus $30.00 per tooth you need pulled.  That is all inclusive no hidden fees.  Includes your airfare, hotel, and all transportation costs and the dentures.  The only other money you would need would be $50.00 to $100.00 for food.  You would be traveling to Texas from Thursday till Monday and the next opening I have is October 16, 2008. 

      The hardest part about dentures is keeping them in constantly the first 3-4 weeks so your gums can heal into the shape of the denture and you have the best fit.  The pain of that is really hard to put up with for 3-4 weeks, it is a constant throbbing that gets better once your gums un-swell.  If you can save your teeth for example if you are in pain you must need a Root Canal the cost for that would not be much more $1,486.00 and would include a Porcelain Crown add ten cavities and the cost is only $1,786.00 to take care of 11 teeth. 

      Once you have dentures there is no turning back usually to get a whole mouth restoration the cost is below $4,000.00 for some and under $2,000.00 for some.  We have very low prices and if it is only a matter of a few hundred dollars it is worth fixing your teeth.  I'll help you find and/or earn the money.  Call me at 850-225-6516 or e-mail me at Smiles@Smilesforless.com send me your telephone number at that e-mail and i will call you back. 

      I know you are in pain but I would like you to have all your options before you get all your teeth pulled.  In the mean time if you can get a doctor to give you an anit-biotic that will lesson the pain.  I know Publix Supermarkets have a list of anti-biotics they will give you for free if you have a prescription.  If you don't have medical you might want to try going to hte local health department they charge on a sliding scale according to your income---it might mean you'll also get a complete check-up for sexually transmitted diseases to see the health department doctor but you will also get a prescription for the anti-biotic you seem to need. 

      Also try sticking cloves in the tooth it lesson the pain some say.  I sure hope you call me and talk to me before you do anything.  If I can find anything in your area I will tell you.  As far as I know my dentists are the cheapest even when we add the airfare to get you to us.  Take care hope to talk to you soon.  God Bless. Sincerely, Nancy McGuire

      Comment on: NEED A PRO-BONO DENTIST

      Posted in Aching mouth on Sep 26, 2008

       in response to rousehouse6...   

      Dear Rousehouse6:

      The only help I can give you is the lowest prices I can find for you.  If it is just one root canal and porcelain crown I can get you that for $1,475.00 no hidden costs for x-ray or new patient file.  All you would pay is the $1,475.00

      If you needed 2 root canals and crowns it would be $1,845.00 and 3 would be $2,215.00. Plus any other cavities could be filled for $30.00 to $50.00 each tooth.  The more you get done the bigger savings you really get.  There is no such thing as free, wish there was.  This is the best I can come up with for you and the price includes us flying you down to Texas for the work and putting you in a hotel for four nights.  If I had a dentist closer to you it would save you some money, but I don't. 

      I don't know if you know it but an abcess can really make you sick and the infection can go to your heart and kill you.  Do not wait around for that to happen.  If I were you I would go to the nearest hospital and get an anti-biotic.  If they only give you a prescription you can get the anti-biotic free at Publix Supermarkets.  Then sell what ever you have to and get the money together to help yourself.  And once you get your teeth fixed you will be able to get on with your life.  You'd be surprised how much you can do when you are not in pain!

      I truly am sorry you have to suffer like this.  Noone should that is why I started my company WWW.SMILEFORLESS.COM to help people.  I know the pain you are in I suffered for 7 years with root canal problems and I am lucky I didn't die.  It sounds like you may need more than one root canal.  And the pain you talk about in your sinus will go away when you get your teeth taken care of.  I had the same pain.  I actually had no place left for an abcess to go and it formed on the side of my nose.  Seriously I'm passionet about what I do because I was you.  If I were a dentist I would help people for free as long as I could still pay my bills. 

      I don't make a ton of money doing this just enough to get by.  If you work our referral program you could maybe make the money to get your teeth done.  One company and you get all the employees that use us and they do because their insurance pays half.  So for the Root canal I told you would cost $1,475.00 they would get reimbursed half. 

      Next trip I can fit you into is October 16 unless I have a cancellation on the 2nd. So please try and get the money together so I can help you.  I'm worried about you.  Sincerely, Nancy McGuire

      Comment on: Before You Get Dentures Talk To Me

      Posted in Discussing "dentures" on Sep 26, 2008

       in response to stacy5401...   

      Thanks stacy5401 I guess call us if you need dental help or know anyone that does.  You could work the referral program and get $50.00 per person that uses us.  Sincerely, Nancy McGuire

      Comment on: Government Grants

      Posted in Government Grants on Sep 26, 2008

       in response to felicia3...   

      Hi Felicia  contact me at 850-225-6516 or e-mail smiles@smilesforless.com The referral pays $50.00 per person if they use our service.  You can get whole companies to sign up.  Thanks for asking hope to hear from you soon.  E-mail me whre I can send you a flyer and the referral rules.  So it is not public send me the information to the above e-mail at Smiles Sincerely, Nancy McGuire

      Comment on: AM I THAT EASY TO FORGET??? SHORT TERM MEMORY... WHAT IS SHORT! SUPPORT GROUPS WANTED INFO WANTED

      Posted in kat57 on Sep 24, 2008

      Dear Kat57:

      You are the sweetest person.  You will survive this too.  I think the early onset of demensia is stress related and hopefully a temporary thing.  Do not give up we all love you on here to much for that.  I'm still working on the implants for you and do not want to tell the dentists your latest medical problem...so JUST STOP FORGETTING THINGS!!! lol  I'll be giving you a call soon.  Sincerely, Nancy McGuire

      MEXICAN DENTISTS VS AMERICAN DENTISTS

      Posted in NancyMcGuire on Sep 23, 2008

           After years of research and experience on this subject I would like to share my opinion.  I have a company  WWW.SMILESFORLESS.COM  we help people find affordable dental.  American and Mexican Dentists, but the phrase affordable dentist, cheap dentist, free dental doesn't seem to apply in America anymore.  The only dentists I have found to be affordable are my friends the Mexican Dentist. 

      Mexico and America are very different in thier cultures.  And when it comes to dental and health care Mexico has us beat.  Maybe not in technology, but in providing for the needs people have whether they are Mexican or American.  Mexico continues to help those that come to them for help.  They will not send you away with a prescription for pain killers until you can afford thier services.  They will instead offer you every solution available to them to resolve your problem until they find one for you.  Some may consider Mexico a third world country because thier homes are not fancy, and the cars they drive are ugly, and maybe they don't focus on brand name clothing.  But you also won't find 20 parking spots for handicapped people in front of every store.  In general Mexican's are healthier than American's because health and happiness are on the top of thier priority list. 

      Americans are materialistic and appear to be wealthy because of our beautiful homes, cars, clothes.  But if you were to strip away the pretty houses, cars, and clothes and take a good look you will be amazed how many Americans are toothless,  handicapped, or dealing with a condition they can not afford to get fixed; and live on addictive pain killers instead.  In Mexico, if you have ever been there, you can find pharmacies on every corner where you can purchase pain killers very inexpensively. Why can Mexico allow pain killers to be readily available without a presciption and not have the worlds biggest drug addiction problem? Because Mexicans don't have a need for the pain killers they take care of thier health problems instead of masking them with drugs. 

      Is it possible Americans have thier priorities mixed up a little?  Why would anyone prefer a Dentist that charges ten times more? Charges you $140.00 for a consultation and sends you away with a prescription for an addictive pain killer? Are we using the pain killler to prevent us from going into shock at the estimate of $19,000.00 or $30,000.00, or to keep us from being depressed that we will never be able to come up with the money or get rid of the pain?  Most dental work is skill and labor, the materials do not cost that much at all.  In fact the research for my company started with the question of "why do we have to wait for a porcelain crown" and "where are you getting it from?"  The answer was Mexico.  The part you may not know is the American Dentist will make you wait 2-3 weeks for the crown to be mailed to his office from Mexico.  He bought the crown for $175.00 to $200.00 and turns around and sells it to you for $1,300.00.  And for the $1,100.00 profit he insist on making for just one crown he will turn you away with a pain killer and sometimes an infection that could kill you.  WHY WOULD YOU TRUST A DENTIST WITH THOSE VALUES AND MORALS???

      Same crown made in Mexico will only cost you $200.00 to $350.00 any where in the Country by a Mexican Dentist.  Are the expensive pictures on the American Dentist walls at his office worth the difference in dental care costs.  Mexican dentists offices are usually not decorated at all.  They do not hoard supplies and they want to try and fix all your dental problems immediately when you see them.  They do not drag out your care for weeks and years.  They do a complete job and get you back in a healthy state immediately.  American Dentists drag out the dental care for the same job to get done; only to give you more time to figure out how to pay them ten times more than the Mexican Dentist.  Does it make sense to take care of all your dental problems sooner or spread them out over a year or two seeing the dentist every two weeks?  Which Dentist do you think is right? And which Dentist do you think cares about you or themselves?

      Dentist do not take an oath to do no harm like Medical Doctors do.  Do you think waiting a year or two on pain killers and anti-biotics till you can afford to pay a Dentist is reasonable, or have we just become accustomed to doing that?  Do you know someone that has a nice car and needs dental work he/she can't afford? Has a nice home but needs dental work he/she can't afford? Goes to the movies, buys the DVD, but needs dental work they can't afford?  It all comes down to priorities. Do you think that any of your dental needs can be associated to your medical problems? How about Fibromialgia - taking pain pills and tired all the time? Been on so many antibiotics you can't stand to be touched? Do you have silver filings that are giving you mercury poisoning, and possibly causing you not to feel well all the time? But since we can't afford the dental it couldn't be THAT!!!

      I can tell you I had all the signs of this Fibromialgia and when I finally went to Mexico and got all my dental problems taken care of the symptoms disappeared.  No more headaches either.  Getting your teeth all fixed will make you feel 20 years younger.  Your self esteem comes back and you want to share your story with the world; so you start a business like mine...OK thats what I did.

      When I think back on the years as a single mother I was in constant pain.  I had to work, but when the kids wanted to do anything at all the common answer was: Mommy doesn't feel good, mommy is in pain, mommy cant.  I feel robbed by American Dentists for taking away years of fun healthy quality time I could have spent with my kids; and now it is to late.  Kinda like the Cats in The Cradle Song.  I didn't know about Mexican Dentists then. When I finally went all the work the dentist kept telling me would cost over $19,000.00 only ended up costing me $2,000.00  I got my teeth all fixed, but I couldn't take back the years of pain and suffering.

      So who is right Mexican Dentists who do their job because they love it and want to help people but don't have fancy offices? Or American Dentists that have taken the stance that sooner or later you will find the money and they are not doing the work until then; even if you die from an infection or get addicted to the pain killers they prescribed?  This should be a no brainer.....just get to the dentist that will do the job the quickest.  That is the dentist that cares.  Sooner or later when the American Dentist sees we will not put our trust in someone that cares more about money than people in need they will have no choice but re-evalute why they chose Dentistry - to become wealthy or to help people? Going into dentistry I would suppose your thoughts were you wanted to learn a skill to help people with dental problems.  When did that turn into helping only those with good finances? 

      American Dentist would argue the high cost is due to the Insurance premiums they have to pay for negligent work and law suits.  I say hog wash, you should be sued for all the pain and suffering you turned your back on.  All the people you turned into drug addicts, and the ones that didn't survive and took thier own lives because of the pain, and/or died from infection that no one attributed back to your neglect of care.  Dental needs is a necessity in life.  Cosmetic dentistry is a luxury.  Please whether you are a Mexican or American Dentist don't lose site of the reason you obtained your skill to help.  Help first those that need, then those that can afford.  Set your priorities straight.

      And as for people that have dental needs.  It is important, more important than the DVD you are about to buy.  Dental care is obtainable and you don't have the excuse I'll never be able to afford it so might as well try and take my mind off the pain.  If you read this post you now know you can get all your teeth fixed and get back to a healthier condition which will have you enjoying life again.  Most dental restorations are under $3,000.00, some $2,000.00 and some might be slightly higher.  I'll be glad to give you an estimate anytime call 850-225-6516 or e-mail me at Smiles@Smilesforless.com or go to my web site WWW.SMILESFORLESS.COM .

      I am an American, and guilty of being materialistic at times.  But I hope this makes you think about your priorities.  I will refer people to American dentists if they have affordable costs.  If you are an American Dentist and you want to help people more than you care about money; please contact me so I can refer you.  This world is filled with people in need - that have been turned away and left hopeless by Greedy Dentists that have practically ruined thier lives.  We need good Dentists. Dental problems can lead to medical problems.  The difference between Dental and Medical and why the two are not considered the same is: All dental problems can be resolved, not all medical problems can.  Sincerely, Nancy McGuire

      MEXICAN DENTISTS VS AMERICAN DENTISTS

      Posted in Discussing "Dental care" on Sep 23, 2008

           After years of research and experience on this subject I would like to share my opinion.  I have a company  WWW.SMILESFORLESS.COM  we help people find affordable dental.  American and Mexican Dentists, but the phrase affordable dentist, cheap dentist, free dental doesn't seem to apply in America anymore.  The only dentists I have found to be affordable are my friends the Mexican Dentist. 

      Mexico and America are very different in thier cultures.  And when it comes to dental and health care Mexico has us beat.  Maybe not in technology, but in providing for the needs people have whether they are Mexican or American.  Mexico continues to help those that come to them for help.  They will not send you away with a prescription for pain killers until you can afford thier services.  They will instead offer you every solution available to them to resolve your problem until they find one for you.  Some may consider Mexico a third world country because thier homes are not fancy, and the cars they drive are ugly, and maybe they don't focus on brand name clothing.  But you also won't find 20 parking spots for handicapped people in front of every store.  In general Mexican's are healthier than American's because health and happiness are on the top of thier priority list. 

      Americans are materialistic and appear to be wealthy because of our beautiful homes, cars, clothes.  But if you were to strip away the pretty houses, cars, and clothes and take a good look you will be amazed how many Americans are toothless,  handicapped, or dealing with a condition they can not afford to get fixed; and live on addictive pain killers instead.  In Mexico, if you have ever been there, you can find pharmacies on every corner where you can purchase pain killers very inexpensively. Why can Mexico allow pain killers to be readily available without a presciption and not have the worlds biggest drug addiction problem? Because Mexicans don't have a need for the pain killers they take care of thier health problems instead of masking them with drugs. 

      Is it possible Americans have thier priorities mixed up a little?  Why would anyone prefer a Dentist that charges ten times more? Charges you $140.00 for a consultation and sends you away with a prescription for an addictive pain killer? Are we using the pain killler to prevent us from going into shock at the estimate of $19,000.00 or $30,000.00, or to keep us from being depressed that we will never be able to come up with the money or get rid of the pain?  Most dental work is skill and labor, the materials do not cost that much at all.  In fact the research for my company started with the question of "why do we have to wait for a porcelain crown" and "where are you getting it from?"  The answer was Mexico.  The part you may not know is the American Dentist will make you wait 2-3 weeks for the crown to be mailed to his office from Mexico.  He bought the crown for $175.00 to $200.00 and turns around and sells it to you for $1,300.00.  And for the $1,100.00 profit he insist on making for just one crown he will turn you away with a pain killer and sometimes an infection that could kill you.  WHY WOULD YOU TRUST A DENTIST WITH THOSE VALUES AND MORALS???

      Same crown made in Mexico will only cost you $200.00 to $350.00 any where in the Country by a Mexican Dentist.  Are the expensive pictures on the American Dentist walls at his office worth the difference in dental care costs.  Mexican dentists offices are usually not decorated at all.  They do not hoard supplies and they want to try and fix all your dental problems immediately when you see them.  They do not drag out your care for weeks and years.  They do a complete job and get you back in a healthy state immediately.  American Dentists drag out the dental care for the same job to get done; only to give you more time to figure out how to pay them ten times more than the Mexican Dentist.  Does it make sense to take care of all your dental problems sooner or spread them out over a year or two seeing the dentist every two weeks?  Which Dentist do you think is right? And which Dentist do you think cares about you or themselves?

      Dentist do not take an oath to do no harm like Medical Doctors do.  Do you think waiting a year or two on pain killers and anti-biotics till you can afford to pay a Dentist is reasonable, or have we just become accustomed to doing that?  Do you know someone that has a nice car and needs dental work he/she can't afford? Has a nice home but needs dental work he/she can't afford? Goes to the movies, buys the DVD, but needs dental work they can't afford?  It all comes down to priorities. Do you think that any of your dental needs can be associated to your medical problems? How about Fibromialgia - taking pain pills and tired all the time? Been on so many antibiotics you can't stand to be touched? Do you have silver filings that are giving you mercury poisoning, and possibly causing you not to feel well all the time? But since we can't afford the dental it couldn't be THAT!!!

      I can tell you I had all the signs of this Fibromialgia and when I finally went to Mexico and got all my dental problems taken care of the symptoms disappeared.  No more headaches either.  Getting your teeth all fixed will make you feel 20 years younger.  Your self esteem comes back and you want to share your story with the world; so you start a business like mine...OK thats what I did.

      When I think back on the years as a single mother I was in constant pain.  I had to work, but when the kids wanted to do anything at all the common answer was: Mommy doesn't feel good, mommy is in pain, mommy cant.  I feel robbed by American Dentists for taking away years of fun healthy quality time I could have spent with my kids; and now it is to late.  Kinda like the Cats in The Cradle Song.  I didn't know about Mexican Dentists then. When I finally went all the work the dentist kept telling me would cost over $19,000.00 only ended up costing me $2,000.00  I got my teeth all fixed, but I couldn't take back the years of pain and suffering.

      So who is right Mexican Dentists who do their job because they love it and want to help people but don't have fancy offices? Or American Dentists that have taken the stance that sooner or later you will find the money and they are not doing the work until then; even if you die from an infection or get addicted to the pain killers they prescribed?  This should be a no brainer.....just get to the dentist that will do the job the quickest.  That is the dentist that cares.  Sooner or later when the American Dentist sees we will not put our trust in someone that cares more about money than people in need they will have no choice but re-evalute why they chose Dentistry - to become wealthy or to help people? Going into dentistry I would suppose your thoughts were you wanted to learn a skill to help people with dental problems.  When did that turn into helping only those with good finances? 

      American Dentist would argue the high cost is due to the Insurance premiums they have to pay for negligent work and law suits.  I say hog wash, you should be sued for all the pain and suffering you turned your back on.  All the people you turned into drug addicts, and the ones that didn't survive and took thier own lives because of the pain, and/or died from infection that no one attributed back to your neglect of care.  Dental needs is a necessity in life.  Cosmetic dentistry is a luxury.  Please whether you are a Mexican or American Dentist don't lose site of the reason you obtained your skill to help.  Help first those that need, then those that can afford.  Set your priorities straight.

      And as for people that have dental needs.  It is important, more important than the DVD you are about to buy.  Dental care is obtainable and you don't have the excuse I'll never be able to afford it so might as well try and take my mind off the pain.  If you read this post you now know you can get all your teeth fixed and get back to a healthier condition which will have you enjoying life again.  Most dental restorations are under $3,000.00, some $2,000.00 and some might be slightly higher.  I'll be glad to give you an estimate anytime call 850-225-6516 or e-mail me at Smiles@Smilesforless.com or go to my web site WWW.SMILESFORLESS.COM .

      I am an American, and guilty of being materialistic at times.  But I hope this makes you think about your priorities.  I will refer people to American dentists if they have affordable costs.  If you are an American Dentist and you want to help people more than you care about money; please contact me so I can refer you.  This world is filled with people in need - that have been turned away and left hopeless by Greedy Dentists that have practically ruined thier lives.  We need good Dentists. Dental problems can lead to medical problems.  The difference between Dental and Medical and why the two are not considered the same is: All dental problems can be resolved, not all medical problems can.  Sincerely, Nancy McGuire

      Comment on: Affordable Dental Care

      Posted in Discussing "Dental care" on Sep 22, 2008

       in response to horrid teeth...   

      Dear Gina:

      We can fly you from London, England to Texas, United States Of America, put you in a hotel, and get you 6 porcelain crowns for your front teeth only $3,581.00 USD or $1,930.58 GBP @ 1 GBP = 1.854 for additional crowns for back teeth the cost would be $200.00 USD or $107.85 GBP @ 1 GBP = 1.854.

      For the trip, hotel, and 12 porcelain crowns for front teeth top and bottom $5,681.00 USD or $3,063.31 GBP @ 1GBP = 1.854 and additional crowns for back teeth the cost would be $200.00 USD or $107.85 GBP @ 1 GBP = 1.854.

      You would need to bring with you money to eat and would not need more than $100.00 USD or $54.00 GBP.  These are the prices as I calculated them with the above rates.  I cannot predict what the currency market will do day to day so you will have to accomodate for any significant changes in currency.  The United States Dollar prices will not change except there may be an increase or decrease due to the Airfare until the ticket is purchased by you.  Our prices include the airfare and you must arrange what flight to purchase with us so that we can meet you at the airport.  There is no additional costs for transportation as you will have a representative with you from arrival to departure and all transportation is included. If you would like to arrange this trip you must contact me at Smiles@Smilesforless.com or you can call me at 850-225-6516 I am sorry I do not know the international code you have to add when dialing my telephone number.  I hope I helped.  Sincerely, Nancy McGuire WWW.SMILESFORLESS.COM

      Comment on: Free or low cost dental work

      Posted in Discussing "dental work" on Sep 22, 2008

       in response to yOUR_tARGET...   

      Dear Your_target:

      Smiles For Less will help people find and earn the money to get their teeth fixed; and do the dental work at amazingly low costs. We will make initial calls to your local Church Outreach Programs they are very helpful to those that plan on trying to re-pay them.  We also pay $50.00 per person referred that uses our dentists.  All you need to do is ask for the Referral Rules and we will send them to you.  You can get individual or entire Company referrals.  Imagine getting a Company on board and each and every employee that uses us you get paid $50.00.  And all you had to do was get them interested in us.  We answer all the questions and handle all the arrangments.

      Sadly we can not do the dental work for free, but we try and help in every way we can.  Whether you need dental work, a job, or both.  Sincerely, Nancy McGuire WWW.SMILESFORLESS.COM

      Comment on: Cheap Dental

      Posted in Discussing "dental help" on Sep 21, 2008

       in response to friendshelpingfriends...   

      Dear Friends Helping Friends:

      Sorry I had to take a quick trip and didn't get my e-mails for a couple of days.  Of course I have a flyer I could send you, I can't attach it on here so I'll need your e-mail address.  If you want you can send it to smiles@smilesforless.com an/or call me anytime 850-225-6516.  I hope I can help your friends.  I'll send you the referral rules too so you can get paid.  You can choose whatever you want to do with the money.  I know you might not be in this for the money, but if that is the case you can choose to donate it to some of the people on here that need help.  Or maybe your friends might need your help.  Sincerely, Nancy McGuire

      Before You Get Dentures Talk To Me

      Posted in Discussing "dentures" on Sep 19, 2008

      Before you think about having all your teeth pulled, think about this.  You can get a 10 unit Bridge. As long as you have a tooth in the back to hook it up to on both sides you can get a bridge from one side of your mouth to the other.  It is far cheaper than getting posts when you find out the dentures aren't going to work for you.  So if you think you could go this route instead of the dentures contact me and I will tell you more. 

      So many people are just suffering in pain waiting for their teeth to fall out or to win the lottery to get them done.  I blame this on the dentists that over charge and left these people with no hope.  If you want all your teeth pulled out I promise you my dentist will do the job for $30.00 to $60.00 a tooth.  But you will have to look at all the options first.  If the reason you want dentures is purely financial that is okay with us; but you have to know all the options from a dentist that doesn't overcharge to be fair to yourself.  We will talk to you about your dental needs and give you an estimate free of charge. 

      You can go to the web site www.Smilesforless.com and find the dental chart that tells you the number of each tooth.  Then describe each tooth; ie....missing, broken off at the gum, has a cavity, needs a root canal possibly, discolored, would like a crown, would like a veneer,...  Then call us and we will work up a plan for you it is that easy.  If you still want the dentures we will do that too.  In fact that will be a plan option.  If you have dental insurance let us know we will work out all the costs.  If you don't have any insurance that is okay too. 

      Why would I do this for free, because we started this company www.smilesforless.com because so many people are suffering, and in pain, and hopeless.  And it is because the dentists they were going to didn't really care about anything but money.  We will shock you at how affordable it is to get your teeth fixed.  What have you got to loose, except all your teeth forever if you don't call me first.  850-225-6516  I am proud of what I do, and how many people we help.  Your teeth might all need to come out but MONEY should not be the reason.  And if we can estimate the costs for fixing your teeth close to or sometimes less than you will have to pay for dentures....Then which way will you go?

      Don't let some high priced dentist ruin your life or determine your future.  Where there is a will there is a way.  And there are some great dentists out there. I was thinking of getting all my teeth pulled out at one time I thought my teeth were so bad.  My dentist said it would cost over $19,000.00 to fix my teeth.  Guess what I got it all done for $2,149.00 and my insurance paid me back $1,037.90.  So I really only paid $1,111.10.  I needed a 3 unit bridge, a root canal, 5 crowns, and 3 cavities, and for good measure that same dentist threw in periodontal work.  Well it turned out I didn't need the periodontal work I was just brushing to hard, and I got all the work mentioned above plus all my silver fillings changed to white resin and my teeth bleached for the $1,111.10.  Now I have a beautiful smile and I try and help others.  And I'd like to help you.  Sincerely, Nancy McGuire 

      Cheap Dental

      Posted in Discussing "dental help" on Sep 19, 2008

      If you need dental care and you can't afford the prices I might be able to help you.  My company searched for good dentists and we found the best.  They truly care about your dental, medical and emotional health when it comes to your teeth.  No one should be in pain physically or mentally.  If you need dental help and have no money we can help you by referrals get the money.  We pay $50.00 a referral.  Our dental costs are very low a root canal is only $150.00, vaneers are only $250.00 per tooth, and extractions are $30.00, dentures are $350 full set.  Please contact me at smiles@smilesforless.com tell me what you need and I'll tell you how we can help you get it.  Or call me at 850-225-6516 Sincerely, Nancy McGuire

      Comment on: Home Based Opportunity That Requires No Money

      Posted in friendshelpingfriends on Sep 18, 2008

      How to Earn Money by Referral's

      Many of you are asking about the Referral Program for Smiles For Less

      You get paid $50.00 cash per referral

      Referral Rules:

      The person giving us the referral must send us the following to be eligible: Name, Telephone number, and E-mail information of the person they are referring as well as thier own Name and mailing address and telephone number.

      We spend a lot of time with each person before they go and on the trip which is usually 2-4 days long.  The person that goes to the dentist is who tells us how they heard of us and that is put in thier file. 

      We ask everyone we take if anyone referred them.  Sometimes they don't remember the name of the person they spoke to and that is okay because we match up the referrals sent to us by the person doing the referral.

      If you refer one person and his/her whole family decided to go but you only really talked to one person from that family.  You only get credit for the person you talked to.  If that person talks to his/her relatives and gets them interested and they go he/she is entitled to the credit. 

      Now if you are smart and get a referral's information and he/she gives you names, telephone numbers, and e-mail information on other members of his family or friends that might go and you send me that information YOU would get the $50.00 per person of whoever goes to the dentist. 

      As long as you provided the information to us we'll know you referred them.  E-mail the information to us at: Smilesforless@email.com in the subject line of your e-mail in caps name your referral (SMILES-REFERRAL) We will e-mail you the status of the person you referred as follows: No contact, Not interested, Possible, Finance, or Helped.

      (No contact)= means you should check the information you sent us because we can not get in touch with them.    

      (Not interested)=means they we contacted them and do not want to be bothered.

      (Possible)=means they are still thinking about it and/or in the process of making the plans with us.

      (Finance)=means they are having problems getting the financing.  You are welcome try and help if you can.

      (Helped)=means they have gone and you will or have already gotten paid $50.00

      When you want to check the status of someone you referred Please put the Subject as (REFERRAL STATUS) and email us at smilesforless@email.com which is our corporate office e-mail and our other e-mail address smiles@smilesforless.com is what we use for most of the preliminary work we do. Always if you have any questions you can contact me at 850-225-6516.  Sincerely, Nancy McGuire

      Categories:dental

      , FREE DENTAL, Help With Dental, referral, earn money, dental pain

      Comment on: Aidpage group discussing "Dental care"...

      Posted in Discussing "Dental care" on Sep 18, 2008

      Okay Busterlip and anyone else who is confused. the $50.00 Referral Money is something you can earn and use for whatever you like.  Bills, dental, whatever. The company that is offering this is Smiles For Less at www.Smilesforless.com and even though we only charge a person $370.00 for a root canal that includes the porcelain crown, when the rest of the dentists in America charge over $2,100.00 for the same work, or a 3 tooth Bridge for $420.00 when American dentists charge over $3,000.00.....that is still a problem for some of the people on here that have no jobs and can't get one because of the way they look with missing teeth.  We are just trying to help them help therselves.  Our prices are very very low.  But that is not going to help everyone so we would rather give people some way to earn money and we believe that we are helping them and helping those they refer to us. 

      We really specialize in whole mouth restorations and most of the people with no jobs and needing dental work need to get all their teeth fixed.  We want to help, but we can't do it for free we can only help by being affordable and giving them hope where there was no hope. 

      This Web Site is not just for free handouts.  I believe I'm trying to give people a solution when all else fails.  We go above and beyond calling Church Outreach Programs for people trying to get them some help financially, and at the same time we encourage them to help find the money themselves...and hopefully together we can raise the $1,000.00 dollars or some cases $2,000.00 it takes to get all their dental work done.  Try finding a dentist that will fix every tooth in your mouth to include giving you teeth where you are missing teeth for these kind of prices.  So I am asking you if I'm getting you $20,000.00 dollars worth of work for $2,000.00 and helping you raise the money, and giving you a way to raise it.....Is that not helping???

      If I knew of a place that did free dental I would tell everyone.  My company got started as a solution to the ridiculous high prices of dentists. And we had some people that waited all day for that free care that lasted 3 days in Texas and they didn't get to them.  Our name was given out as a referal. www.smilesforless.com

      The Referral Program is not hard all you do is send us the name, telephone number, and e-mail address of someone you told about us that agreed to allow us to call them.  We do all the rest.  What could be an easier way to make $50.00.  And this is not a credit we mail you a check to do with what you please.  Now you don't get the money unless that person goes to our dentists after we talk to them.  Most people do go as soon as they can afford to.  But I think trying to help yourself if you can is better than just sitting on your bumm crying about it.  Or risk an infection from neglected dental care that can go to your heart and kill you. We care and consider ourselves only one of many possible solutions available.  Other than Free I think we are the next best thing. And trying to find Free dental care for thousands of dollars of work is almost like finding a winning lottery ticket.  When you have poor dental health you are putting yourself at risk. 

      And we've had people earn the money thru our Referral Program and we know it works.  One call to a company that opens this up to its employees as ADDED VALUE to their insurance can get you enough money in referrals to get all your teeth fixed and we've had some that are doing this as a ful time job they found it so easy. 

      We don't advertize on Billboards, Newspapers, Magazines, Mass Mailings.  Instead we are giving you the opportunity to tap into those dollars to help yourself for whatever reason you need money. 

      So I hope everyone on here understands I think I work for a great company and it is a solution for everyone that is the next best thing to free.

      Sincerely, Nancy McGuire

      Comment on: About Mommy41302

      Posted in Mommy41302 on Sep 17, 2008

      Reply to Mommy41302      - I think Sheshe030 gave you good advice on getting insurance and maybe I could help you too if you contact me.  Most of the insurance companies will pay if you use our dentists who charge a fraction of the costs that other dentist charge.  Contact me at Smiles@Smilesforless.com and I'll see if I can give you a solution.  It's at least worth comparing our prices they are fantastic even without dental insurance.  But having dental insurance makes it half the cost. 

      I got a root canal, a tooth pulled, a 3 tooth bridge, 3 new crowns for my front teeth, 3 cavities fixed, all my silver fillings changed to white, and my teeth laser bleached for $2,149.00 and then my insurance company...Met Life Dental sent me a check for $1,037.90 so for all that it only cost me $1,111.10 anyone that needs a lot of dental work please contact me so I can help you with the costs.  You also can read all about us on my web site www.smilesforless.com

      If you don't have the money we try and help you find it from your local Church Outreach Programs, or earn it with a Referral Program we have that anyone who needs money can work you will get paid $50.00 a referral that uses our company.  We do what we can, hope we are helping people, and believe where there is a will there is a way. Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 17, 2008

      Hey everyone:

      You miss one day on here and you miss a lot of good infomation.  But don't think I wasn't thinking about all of you, and that is why I'm on here at 11:30pm when I should be sleeping. 

      The good news is what's keeping me away is working my little tail off.  So if I don't answer someone right away please don't give up on me.  And if I miss a post and you don't hear from me write me back. 

      I think I'm going to be a LIFER on here.  I enjoy so much being able to help others.  I think finally it is all coming back to me. 

      The main thing is all of you on here don't give up and give from your heart what you can.  Love, friendships,  and prayers are priceless.

      I know that doesn't pay the bills, but hopefully when you are sharing on here your troubles don't seem so bad.  We share the good, the bad, and the ugly.  Tonight I definetely want to share the good.  And ask you all to pray the sale of my house.

      I'm going to share the story because the people that want to buy it are very lovely people.  They came and looked at my house about 6 months ago, before I got a realtor.  They loved it so much and said they were going to pray about it. They couldn't purchase it months ago because they had to sell their house first. Well, they finally sold their house. They did a good deed, I believe from their hearts because they sold it to their old babysitter that could not afford asking price.  The house appraised $40,000.00 more than they sold it to her for just to help her out.  They are trusting her that when she sells it 5 years from now she will pay them back the $40,000.00 and get to keep the equity that hopefully will accrue.  If that is not trust??? there's more....

      When they originally saw my house and the wife said she was going to pray that they sell their house fast so they could buy mine,....I remember kiddingly saying to her don't you pray that I don't sell my house.....she promised she wouldn't.  They are currently renting a house for $1,100.00 a month that they've had a problem with rats because they are near the water.  They really want my house but don't know how to break the lease, and were told they couldn't just because of the rodent problem.  They are afraid if they do break the lease legally the landlord won't be able to rent it in this bad market and they truly don't want him to suffer financially becaue he is old. They have 7 months left on the lease and hate living there. there's more...

      Yes I know its a bad time to sell, but I really want these people to have my house so I surprised them and told them I would pay whatever it costs to break their lease.  Won't leave me much, but I really feel God wants them to have this house. ....the moral is next.

      They did something nice for their babysitter, and I'm doing something nice for them (OK I'm not being entirely altruistic here - really wanted to sell my house) But my business is really picking up and my kids are doing great and I just feel like I'm getting my turn and it is going to last for a while.  I think this is pay it forward....and it works.

      And if this all works out I won't have to worry about paying for my daughter's upcoming Wedding in April 09.

      So would everyone on here pray this all works out.  Thank you my friends.  I promise it will be your turn soon because you are all in my prayers everynight. 

      Sincerely, Nancy McGuire 

       

      Comment on: Make Cash Fast

      Posted in Rosie327 on Sep 14, 2008

       in response to sheshe030...   

      I agree with doing it for FREE.  There are however people that won't accept help and feel it is charity.  If they can't pay their dues they start to think you have alterior motives.  So maybe the solution is to offer to help for free, but when they want to pay you, don't hurt their feelings.

      And look for the people that you can tell from the outside of their home, the neighbors are not helping them, no one is mowing the lawn, the garden is taken over by weeds.  They never have company. 

      Everyone has a unique personality. And everyone has different needs.  What is important to one is not necessarily important to all.  I do believe if you help someone it will come back to you.  So if I offended any older people please forgive me I'm truly trying to help.  Sincerely, Nancy McGuire

      Comment on: Make Cash Fast

      Posted in Rosie327 on Sep 14, 2008

      Great ideas Rosie327 

       Night time babysitting is the easiest and there is a huge demand for someone that will make room maybe on their living room floor and wiling to pop in a disney video for the kids to fall asleep to.  And the benifit is they are all cute when they are sleeping. 

      Also helping the elder folks.  You know the ones that live alone and have no family nearby.  Some of these elder folks just need a lightbulb changed, or something heavy lifted for them.  Most all of them could use a cheap one time house cleaning.  they often tip very good for the smallest favor you do for them.  Or you could get a standard grocery list to pick up for them every two weeks or so.  Hope I helped. Sincerely, Nancy McGuire

       

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 14, 2008

      Marie15, thank you for doing everything you could.  Be careful with the credit counseling places.  Most of them are just call centers that do nothing more but get you to send them your bill money, they take out their fee first, then send the rest on to your creditors.  If they are telling you they can get a better rate or stop the interest for you, make them show you the letter they received to that affect from the original creditor accepting their plan.  If they refuse or can't all they will show you is a letter they wrote to your creditor asking them to stop interest and accept the lower payment, which means nothing.  If I wrote you a letter and asked you to pay my mortgage I could not then turn around and blame you if it wasn't paid; especially if you never answered my letter.  So their letter means nothing.

      I find it is best to list your creditors down on a peice of paper yourself.  Figure out how much money you can commit to each one. Begin at the top of the list and call each one of them explain your situation and see if they will accept what you can afford. 

      Another way to do this is to eliminate your creditors and the interest rates one by one. If you have creditors you haven't paid for a long time.  Take the lowest balance on the list and work at paying them off and then the next one. Each one you pay off will save you that payment and interest fee, giving you more money to pay the next and so on and so on.

        Unless the credit counseling service meets with you in person, pulls a credit report, has classes or one on one teaches you about credit as part of their service; then you are just using a very expensive mailing service that apparently you could not afford if you need help.  But if they really want to re-educate you in person and work with you face to face directly you might just find your self getting scammed again. Only legally this time because you really just wanted to take the pressure off yourself and hand it over and didn't read the fine print from the company that is giving you help. 

         If you qualify for bankruptcy and haven't filed in the last ten years that might be the answer.  A fresh start.  You can still keep your home when you file a bankruptcy and your car as long as you pay both of those bills.  Good luck. Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 14, 2008

      Marie15, you still need to report this incident to the FBI then and your Attorney General office of the state you live in.  You are helping others even if you don't get help directly.  Good luck. Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 14, 2008

       in response to busterljp...   

      Busterljp, your dream was really scary. But as dreams are created in your subconscience is shows you really care about others.  You would put yourself in harms way to help others.  You must be a very nice person. Hope you have sweet dreams tonight though. Sincerely, Nancy McGuire

      Comment on: What's on your heart and mind today?

      Posted in How are you today? on Sep 14, 2008

       in response to marie15...   

      Marie15, I hope you reported them to the FBI, your local police, and your bank....who may be able to help you get the funds back because of fraud.  It is getting harder I hope for people to get away with scams for long anymore.  But it does take those of us to report htese things putting our humiliation aside and thinking of their next victom.  Sorry to hear you got took and I hope you get your money back. Sincerely, Nancy McGuire

      Work From Home

      Posted in Discussing "Home based business" on Sep 14, 2008

      We offer a Referral Program that pays $50.00 a referral in cash.  It's helping people help people with Smiles For Less.  Go to the web site www.Smilesforless.com to see what we are about.  Breifly we get people dental care at very affordable costs.  This is not going to make you a millionaire, but it will make you feel good about what you are doing.  Or call 850-225-6516 for more information.  If you would simply want a Flyer to review and the Referral Rules sent to you please e-mail a request to Smiles@Smilesforless.com

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